India: Joint Family Economics (What I Saw This Summer)

Artistic view of the Gateway of India through a camera lens filter with vibrant colors and bustling crowd.

I wrote about this before, but it’s worth mentioning again because it’s so different from the American way.

What it is: Multiple generations living together and pooling resources.

How it works:

  • Parents, kids, grandparents all live in one household
  • Income is often pooled or at least shared
  • Expenses are divided
  • Childcare is shared, no daycare costs
  • Property is inherited, not bought new each generation

What we can learn: American culture is obsessed with independence—move out at 18, make it on your own. But that’s expensive and honestly kind of inefficient?

Living with family (if you have a good relationship) can help everyone save money. It’s not “failing to launch”—it’s being smart about resources.

Real talk: I’m not saying everyone should live with their parents forever. But the pressure to move out immediately even if you can’t afford it? That’s a cultural thing, not a financial necessity.

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