Welcome to Every Penny matters!

Master Your Money,
Transform Your Future

Learn to budget, save, invest, and build financial confidence—no matter where you are or where you’re starting from.

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Featured Articles

Must-read guides to kickstart your financial journey

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Money 101: Everything I Wish I Knew Earlier

Learn the habits you need to build that shapes your financial future.

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5 Money Mistakes And How to Avoid Them

Learn from common mistakes before making them yourself.

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Financial Rights You Actually Need to Know

Learn about money we should all know but nobody really teaches us.

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Latest from My Blog

Real stories, practical tips, and financial wisdom from around the world

Making Money online
Budgeting Basics
Bank/interest rates lessons
Free book on starting your own small business
Financial Literacy Toolkit: Printable Resources
Financial rights
Young woman counts cash while holding a microphone for ASMR recording.
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Success stories from women
all around the world

rebecca lolosoli
“Rebecca escaped forced marriage at 19 and created ‘Umoja’, Kenya’s women-only village where 60+ abuse survivors now own land collectively and achieve independence through business.”
Rebecca Lolosoli
Umoja Village, Kenya
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“From teacher to farmer to food entrepreneur, Pooja broke barriers as her village’s first working woman. Her bakery now trains 1,000+ women, employs 150, earning India’s highest women’s honor.”
Pooja Sharma
Bakery Entrepreneurs, Haryana, India
screenshot 2025 10 04 at 9.05.45 pm
“Marina, a 2019 grad, secured an EU grant for a uniform factory in rural Moldova. Training 15 women with zero experience, she built a profitable business proving youth leadership drives rural development.”
Marina Andreev
Uniform Manufacturing, Moldova (Europe)

About Me

Hi! I’m a high school senior passionate about financial literacy and freedom.

I created this site because money management isn’t taught enough in schools, yet it’s crucial for our futures. Here, I share practical budgeting tips and strategies to help young people take control of their finances early.

Financial freedom starts with understanding where your money goes. Let’s learn together—because every penny matters!

Close-up of hands holding vibrant yellow daisies, showcasing natural beauty and floral pattern.

Amrita Ramabadran