Money Habits

Kenya: Harambee (Community Saving)

Group of senior adults in colorful traditional clothing standing outdoors in a village setting.

What it is: “Harambee” means “all pull together” in Swahili. It’s a tradition of community fundraising and collective saving. How it works: The philosophy: Financial success isn’t just individual—it’s collective. You help others, and they help you. What we can learn: We’re so individualistic in the US. It’s all “pull yourself up by your bootstraps.” […]

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How My Summer in India Changed How I Think About Money

Colorful display of spices and legumes in a traditional Indian street market.

I’m sixteen, and this summer I visited India. It wasn’t my first time, but it was the first time I actually paid attention to how people there handle money. And honestly? It changed how I think about spending, saving, and what “enough” really means. The Street Vendor Who Taught Me About Margins On my second

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