Financial Basics

Banking 101: Checking vs. Savings vs. That Random Account Your Parents Opened for You

Modern skyline of Canary Wharf featuring iconic bank skyscrapers like HSBC and Barclays.

Okay so I’ll be honest—I had a bank account for like three years before I actually understood what it was for. My parents opened it when I was 13, put my birthday money in it, and I just… let it sit there. Then I got my first job and suddenly had a debit card and

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Learning My Financial Rights the Hard Way: A High Schooler’s Story

Close-up of wireless earbuds resting on vibrant green moss, showcasing portable audio technology.

Last summer, I learned an expensive lesson about financial rights that I’ll never forget. It started with excitement—I’d saved $200 from teaching beginner figure skating lessons and wanted to buy a used pair of AirPods for listening to music during my commute. A friend told me about a “great deal” from someone selling online. What

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