Learning My Financial Rights the Hard Way: A High Schooler’s Story

Close-up of wireless earbuds resting on vibrant green moss, showcasing portable audio technology.

Last summer, I learned an expensive lesson about financial rights that I’ll never forget. It started with excitement—I’d saved $200 from teaching beginner figure skating lessons and wanted to buy a used pair of AirPods for listening to music during my commute. A friend told me about a “great deal” from someone selling online. What

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